Strengthen the campaign for BNI Taplus fortune

Oct 13, 2025 by windailys.com 137 views

Introduction

In today's competitive financial market, banks and financial institutions are constantly seeking innovative ways to attract and retain customers. One effective strategy is through promotional programs that create interest and encourage customers to increase their savings. The Bank Negara Indonesia (BNI) is one of the leading banks in Indonesia, with a significant presence in the country's financial landscape. This study aims to analyze the effect of promotion on interest in increasing savings in BNI Branch of the University of North Sumatra, with a focus on three promotional programs: BNI Taplus Rezeki, BNI Travel Experience, and Lively Merdeka Gifts.

Methodology

This study employed a quantitative approach, using a sample of 100 BNI customers selected through the Purpose Sampling method. The data was collected through the distribution of questionnaires, which were designed to measure the respondents' interest in increasing their savings in response to the promotional programs. The collected data was then analyzed using multiple linear regression analysis methods to determine the effect of the promotional programs on customer interest.

Results

The results of the study show that the promotion of BNI Taplus sustenance has a positive influence on customer interest to increase their savings in the BNI Branch of the University of North Sumatra. This indicates that customers respond positively to the features and benefits offered by this savings product. Conversely, the BNI Travel Experience and Merdeka gift promotion program does not show a significant positive effect on savings interest. Nevertheless, this study confirmed that all variables were measured at a 95% confidence level.

Discussion

The R-Square value found in the study is 0.503, which means that 50.3% of the variations in interest in increasing savings can be explained by the three promotional variables studied. While the rest, which is 49.7%, is influenced by other factors that are not included in this study. This shows that there are still many aspects and other variables that can be a determinant for customer decisions in increasing their savings, such as economic conditions, satisfaction with services, or customer personal preferences.

Implications

The implications of this study are very important for the management of BNI Branch of the University of North Sumatra. It is hoped that the bank can use these findings to further optimize their promotional strategy. For example, by strengthening the campaign for BNI Taplus fortune, because it has proven to be more effective in attracting customer interest. In addition, BNI also needs to re-evaluate the promotional strategy of BNI Travel Experience and the lively gifts of independence to increase their effectiveness and attractiveness.

Conclusion

From the results of this analysis, it can be concluded that the right promotion can increase the interest of the community to save. Therefore, it is important for financial institutions such as BNI to continue to adapt and innovate in its marketing strategy. Applying a data-based approach and in-depth analysis of customer preferences will be very helpful in designing more effective and relevant campaigns to attract more new customers and increase existing customer loyalty.

Recommendations

Based on the findings of this study, the following recommendations are made:

Strengthen the campaign for BNI Taplus fortune: The bank should continue to promote the features and benefits of BNI Taplus sustenance, as it has proven to be more effective in attracting customer interest.
Re-evaluate the promotional strategy of BNI Travel Experience and lively gifts of independence: The bank should re-evaluate the effectiveness and attractiveness of these promotional programs and make necessary adjustments to increase their impact.
Apply a data-based approach and in-depth analysis of customer preferences: The bank should use data and customer feedback to design more effective and relevant campaigns that meet the needs and preferences of its customers.

Limitations

This study has several limitations that should be noted:

Sample size: The sample size of 100 customers may not be representative of the larger population of BNI customers.
Data collection method: The data was collected through questionnaires, which may not be the most effective method for collecting data on customer preferences and behavior.
Variables included: The study only included three promotional programs, which may not be representative of all the promotional programs offered by BNI.

Future Research Directions

Future research should aim to:

Increase the sample size: A larger sample size would provide more accurate and reliable results.
Use a more effective data collection method: A more effective data collection method, such as surveys or focus groups, would provide more accurate and reliable results.
Include more variables: The study should include more variables, such as economic conditions, satisfaction with services, or customer personal preferences, to provide a more comprehensive understanding of customer behavior.

Conclusion

In conclusion, this study provides valuable insights into the effect of promotion on interest in increasing savings in BNI Branch of the University of North Sumatra. The results show that the promotion of BNI Taplus sustenance has a positive influence on customer interest, while the BNI Travel Experience and Merdeka gift promotion program does not show a significant positive effect. The implications of this study are important for the management of BNI Branch of the University of North Sumatra, and the recommendations made in this study should be taken into consideration by the bank.

Q: What is the main focus of this study?

A: The main focus of this study is to analyze the effect of promotion on interest in increasing savings in BNI Branch of the University of North Sumatra, with a focus on three promotional programs: BNI Taplus Rezeki, BNI Travel Experience, and Lively Merdeka Gifts.

Q: What is the sample size of this study?

A: The sample size of this study is 100 BNI customers selected through the Purpose Sampling method.

Q: What is the data collection method used in this study?

A: The data was collected through the distribution of questionnaires, which were designed to measure the respondents' interest in increasing their savings in response to the promotional programs.

Q: What is the R-Square value found in this study?

A: The R-Square value found in this study is 0.503, which means that 50.3% of the variations in interest in increasing savings can be explained by the three promotional variables studied.

Q: What are the implications of this study for the management of BNI Branch of the University of North Sumatra?

A: The implications of this study are very important for the management of BNI Branch of the University of North Sumatra. It is hoped that the bank can use these findings to further optimize their promotional strategy.

Q: What are the recommendations made in this study?

A: The recommendations made in this study are:

Strengthen the campaign for BNI Taplus fortune: The bank should continue to promote the features and benefits of BNI Taplus sustenance, as it has proven to be more effective in attracting customer interest.
Re-evaluate the promotional strategy of BNI Travel Experience and lively gifts of independence: The bank should re-evaluate the effectiveness and attractiveness of these promotional programs and make necessary adjustments to increase their impact.
Apply a data-based approach and in-depth analysis of customer preferences: The bank should use data and customer feedback to design more effective and relevant campaigns that meet the needs and preferences of its customers.

Q: What are the limitations of this study?

A: This study has several limitations that should be noted:

Sample size: The sample size of 100 customers may not be representative of the larger population of BNI customers.
Data collection method: The data was collected through questionnaires, which may not be the most effective method for collecting data on customer preferences and behavior.
Variables included: The study only included three promotional programs, which may not be representative of all the promotional programs offered by BNI.

Q: What are the future research directions?

A: Future research should aim to:

Increase the sample size: A larger sample size would provide more accurate and reliable results.
Use a more effective data collection method: A more effective data collection method, such as surveys or focus groups, would provide more accurate and reliable results.
Include more variables: The study should include more variables, such as economic conditions, satisfaction with services, or customer personal preferences, to provide a more comprehensive understanding of customer behavior.

Q: What is the conclusion of this study?

A: In conclusion, this study provides valuable insights into the effect of promotion on interest in increasing savings in BNI Branch of the University of North Sumatra. The results show that the promotion of BNI Taplus sustenance has a positive influence on customer interest, while the BNI Travel Experience and Merdeka gift promotion program does not show a significant positive effect. The implications of this study are important for the management of BNI Branch of the University of North Sumatra, and the recommendations made in this study should be taken into consideration by the bank.