Penyesuaian Kebijakan Pensiun

Oct 13, 2025 by windailys.com 14 views

The Effect of Work Insecurity and Work Stress on the Intention to Stop Working with Early Retirement as a Moderation Variable at PT. XYZ

Introduction

Work insecurity and work stress are two factors that can significantly impact an employee's decision to leave their job, either voluntarily or involuntarily. This study aimed to investigate the effect of work insecurity and work stress on the intention to stop working with early retirement as a moderation variable at PT. XYZ. The study involved 58 employees in the PT. XYZ Medan and used descriptive analysis and moderated regression analysis (MRA) to analyze the data.

Background

Work insecurity and work stress are two common issues that employees face in the workplace. Work insecurity refers to the fear of job loss, downsizing, or other forms of job insecurity, while work stress refers to the emotional and physical strain that employees experience due to their work. These factors can lead to a range of negative outcomes, including decreased job satisfaction, increased turnover rates, and reduced productivity.

Methodology

This study involved a sample of 58 employees in the PT. XYZ Medan. The data were collected using a survey questionnaire that measured the employees' levels of work insecurity, work stress, and early retirement intentions. The data were analyzed using descriptive analysis and moderated regression analysis (MRA) to examine the relationships between the variables.

Results

The results of this study showed that work insecurity and work stress have a positive and significant influence on early retirement intentions. Furthermore, this study found that early retirement strengthened the relationship between work insecurity and work stress on the intention to stop working. This finding suggests that employees at PT. XYZ who experience work insecurity and work stress tend to have a stronger intention to retire early.

Deeper Analysis

The finding of this study has important implications for the management of PT. XYZ. It suggests that work insecurity and work stress are key factors that influence employee decisions to retire early. Early retirement, in this case, acts as a coping mechanism to deal with work pressure and future uncertainty. This finding highlights the need for management to address these issues proactively to retain employees and maintain the company's performance.

Practical Implications

The results of this study have practical implications for the management of PT. XYZ. Management needs to realize that work insecurity and work stress are key factors that influence employee decisions to retire early. To address these issues, management can implement strategies such as:

Improving job stability: Training and skills development programs, as well as internal promotional opportunities, can help improve the security and job satisfaction of employees.
Handling work stress: Management needs to provide stress reduction programs, such as counseling and yoga programs, as well as building a positive and supportive work culture.
Penyesuaian Kebijakan Pensiun: Considering a more flexible and attractive pension scheme for employees who want to retire early can be a win-win solution for the company and employees.

Conclusion

This study provides an important insight into the factors that encourage early retirement intentions at PT. XYZ. Management needs to address work insecurity and work stress proactively to retain employees and maintain the company's performance. By implementing strategies to improve job stability, handle work stress, and consider a more flexible pension scheme, management can reduce the negative impacts of work insecurity and work stress on employee decisions to retire early.

Recommendations

Based on the findings of this study, the following recommendations are made:

Management should prioritize addressing work insecurity and work stress to retain employees and maintain the company's performance.
Management should implement strategies to improve job stability, such as training and skills development programs, and internal promotional opportunities.
Management should provide stress reduction programs, such as counseling and yoga programs, to help employees manage work stress.
Management should consider a more flexible and attractive pension scheme for employees who want to retire early.

Limitations

This study has several limitations. Firstly, the sample size was relatively small, which may limit the generalizability of the findings. Secondly, the study only examined the relationship between work insecurity, work stress, and early retirement intentions, and did not explore other factors that may influence employee decisions to retire early. Finally, the study was conducted in a single company, PT. XYZ, and may not be representative of other companies in the industry.

Future Research Directions

Future research should aim to replicate this study in other companies to examine the generalizability of the findings. Additionally, future research should explore other factors that may influence employee decisions to retire early, such as job satisfaction, organizational commitment, and career development opportunities. Finally, future research should examine the effectiveness of strategies to address work insecurity and work stress in reducing employee turnover and improving employee well-being.
Q&A: The Effect of Work Insecurity and Work Stress on the Intention to Stop Working with Early Retirement as a Moderation Variable at PT. XYZ

Q: What is work insecurity and how does it affect employees?

A: Work insecurity refers to the fear of job loss, downsizing, or other forms of job insecurity. It can lead to a range of negative outcomes, including decreased job satisfaction, increased turnover rates, and reduced productivity.

Q: What is work stress and how does it affect employees?

A: Work stress refers to the emotional and physical strain that employees experience due to their work. It can lead to a range of negative outcomes, including decreased job satisfaction, increased turnover rates, and reduced productivity.

Q: What is early retirement and how does it relate to work insecurity and work stress?

A: Early retirement refers to the decision to retire from work before the traditional retirement age. In this study, early retirement was found to be a coping mechanism for employees who experience work insecurity and work stress.

Q: What are the practical implications of this study for management?

A: The study suggests that management needs to address work insecurity and work stress proactively to retain employees and maintain the company's performance. Management can implement strategies such as improving job stability, handling work stress, and considering a more flexible pension scheme.

Q: What are some strategies that management can use to address work insecurity and work stress?

A: Some strategies that management can use to address work insecurity and work stress include:

Improving job stability through training and skills development programs, as well as internal promotional opportunities.
Handling work stress through stress reduction programs, such as counseling and yoga programs, as well as building a positive and supportive work culture.
Considering a more flexible and attractive pension scheme for employees who want to retire early.

Q: What are the limitations of this study?

A: The study has several limitations, including a relatively small sample size, which may limit the generalizability of the findings. Additionally, the study only examined the relationship between work insecurity, work stress, and early retirement intentions, and did not explore other factors that may influence employee decisions to retire early.

Q: What are some future research directions?

A: Future research should aim to replicate this study in other companies to examine the generalizability of the findings. Additionally, future research should explore other factors that may influence employee decisions to retire early, such as job satisfaction, organizational commitment, and career development opportunities.

Q: What are the implications of this study for employees?

A: The study suggests that employees who experience work insecurity and work stress may be more likely to retire early. Employees should be aware of the potential consequences of work insecurity and work stress and take steps to manage these factors, such as seeking support from management or HR, or exploring alternative career options.

Q: What are the implications of this study for HR and management?

A: The study suggests that HR and management should prioritize addressing work insecurity and work stress to retain employees and maintain the company's performance. HR and management should implement strategies to improve job stability, handle work stress, and consider a more flexible pension scheme.

Q: What are the implications of this study for organizational development?

A: The study suggests that organizational development should prioritize addressing work insecurity and work stress to retain employees and maintain the company's performance. Organizational development should implement strategies to improve job stability, handle work stress, and consider a more flexible pension scheme.

Q: What are the implications of this study for policy makers?

A: The study suggests that policy makers should prioritize addressing work insecurity and work stress to retain employees and maintain the company's performance. Policy makers should implement policies to improve job stability, handle work stress, and consider a more flexible pension scheme.